ã€World Wide Web Reporter Zhang Zhiying】Huawei held its fifth global financial summit in Beijing on the theme of “New ICT, Accelerating Digital Financial Transformationâ€. Among them, Asian banker chairman Emmanuel Daniel likened the current banking industry to the "Kodak moment." He said that Kodak explained how a company is trying hard to follow the digital steps and wants to keep its position in the industry. But it failed.
Daniel reminded the bank's thinking mode at the financial summit. He said that although the bank is fully oriented towards digital transformation, the bank still focuses on products, products, and products, and does not consider the close relationship with customers and the interaction between customers. The WeChat red envelope illustrates the shift in people’s current trends of money, lifestyle, and entertainment.
Daniel said that companies that have made innovations are like WeChat. When WeChat introduced red envelopes, they did not consider them as a product. They just thought that it was a lot of trouble for everyone to send red envelopes. Why wouldn't it be possible to engage in electronic forms to send red envelopes? I think this is very interesting. It's fun, but when this product goes on sale, there are millions of red envelopes sent out at the beginning, and it is now on the scale of billions.
Banks will not fail overnight, nor will they close down tomorrow. It is more likely that banks will not fail in the next decade. Banks have good technology, good business organizations, and CEOs have defined very good strategies. However, in the financial industry and the banking industry, there are still some changes in the development trend that may gradually erode the bank's business.
If you ask who invented the digital camera, digital film? The answer is Kodak. Therefore, it is not that Kodak did not invent a digital camera. In fact, they invented these technologies in the 1980s and have enough time to transition to a new technological world.
The Huawei Global Financial Summit this year attracted more than 800 domestic and overseas financial customers and industry experts including China Construction Bank, Agricultural Bank of China, China Merchants Bank, Barclays Bank, Intel, and Infosys.
"Although the quality of the iPhone camera is very good, the camera is no longer necessary, but ultimately killing Kodak, not the product itself, but the trend of this personalized, shared photography, people like to exchange through the Internet, Share digital photos," Daniel said.
Daniel said, “When we talked about IOT, what we talked about was also the bank’s need to rethink the relationship with its customers. Today’s customers are concerned with personal life styles and leisure entertainment, and the financial industry must take into account these demand."
“We are only paying attention to what we want to sell instead of asking customers what they really need. Have you stopped to observe what the current consumer status is like.†Daniel believes that credit cards are an example. Banks can make money through credit cards. However, when customers use credit cards, they do not know how much money they have, and they continue to purchase cards. It is clear that credit cards are not designed for customers but are designed for banks. On the contrary, the user now can easily see how much he has remaining when he pays through the App.
In the same way, banks pay great attention to “intermediary businessâ€. When banks look at the payment infrastructure, they consider how the bank is always in the position of an intermediary. Actually, the payer and the payee download the application directly and the customer no longer Need a bank, this is what the bank did not consider.
"We think that banks are still in the middle of a transaction, thinking that banks are indispensable. This is a very bad habit. We don't provide customers with the information they need, they may only give them credit cards, but credit cards themselves cannot tell customers. How much is the bank balance and how many transactions are carried out, but you can see this information on the phone. There is competition between the banks for this price, so that they can survive." Daniel said.
Amazon founder Jeff Bezos once said that there are two types of companies in the world, one that works for more charges, one that works for less fees, Amazon is the second type, and customers Profit is the opportunity of Amazon. This means that, in the event that every business wants to raise prices and earn more, “putting down their profits and helping customers save money†has become a business opportunity for Amazon.
Banks have always maintained high profits by selling products. Under such a mode of thinking, it is very difficult to lay down profits. However, Kodak continued to digitize and eventually failed because it had no way to abandon its film business. Daniel is constantly reminding us that the mode of bank thinking is changing. Daniel said, “Now the banks will tell customers like this, this is our design API, this is what we want to do, can you look at your satisfaction? But customers do not want this, the customer’s API is his way of life, Ways to download music, plan holidays, or take care of your children."
Small and medium banking practitioners ask Emmanuel Daniel about the industry issues
In 1990, the customer’s assets, real estate, and real estate were the most important. By 2010, consumers had more abundant assets, some alternative investments, equity, and other assets. In other words, customers do not pay much attention to fixed assets or real estate now. In 2030, many people may not want to own a car. Due to the availability of car service, it takes a lot of money to raise a car. The time spent on weekdays is not much, and most of the time it is parked in the garage. It may be that everyone will pay attention to the travel experience in the future. For example, the first class to fly is a symbol of social status rather than buying expensive machines at home. So the needs of consumers are also changing. Banks must take into account the needs of such changes.
Daniel said that in many countries, non-bank financial institutions have already had a very large amount of business, and African countries and some other countries such as Asia and Africa have already had very large transaction volumes. They are not currently doing banking, but Finally, the bank discovered that he had missed such a large business. WeChat and Alipay are similar representatives.
Vibration Motor is in the original basis to add a vibrating head, made into a Dc Motor drive with a vibration motor. To produce the shaking force.
6V Dc Vibration Motor is introduced:
6V Dc Vibration Motor volume is generally greater than 15 mm, mainly used in massage chair, massage waist, handheld massager, etc.
Characteristics: small volume, strong vibration;
Features: small size, fast speed, stable performance, low price, can use battery drive,Can change the different materials of the pendulum head
Method of use: the best stable in horizontal plane, installed on the dc 6V Dc Vibration Motor output shaft parts, cannot use a hammer to knock, knock prone to press into the dc 6V Dc Vibration Motor drive, may cause damage to internal components, and cannot be used in the case of blocked.
Operating temperature range:
6V Dc Vibration Motor should be used at a temperature of -10~60℃.
The figures stated in the catalog specifications are based on use at ordinary room temperature catalog specifications re based on use at ordinary room temperature (approximately20~25℃.
If a vibration motor is used outside the prescribed temperature range,the grease on the gearhead area will become unable to function normally and the motor will become unable to start.Depending on the temperature conditions ,it may be possible to deal with them by changing the grease of the motor's parts.Please feel free to consult with us about this.
Storage temperature range:
Dc Vibration Motor should be stored ta a temperature of -15~65℃.
In case of storage outside this range,the grease on the gearhead area will become unable to function normally and the motor will become unable to start.
Service life:
The longevity of Dc Vibration Motor is greatly affected by the load conditions , the mode of operation,the environment of use ,etc.Therefore,it is necessary to check the conditions under which the product will actually be used .The following conditions will have a negative effect on longevity.Please consult with us should any of them apply.
â—Use with a load that exceeds the rated torque
â—Frequent starting
â—Momentary reversals of turning direction
â—Impact loads
â—Long-term continuous operation
â—Forced turning using the output shaft
â—Use in which the permitted overhang load or the permitted thrust load is exceeded
â—A pulse drive ,e.g.,a short break,counter electromotive force,PWM control
â—Use of a voltage that is nonstandard as regards the rated voltage
â—Use outside the prescribed temperature or relative-humidity range,or in a special environment.
â—Please consult with us about these or any other conditions of use that may apply,so that we can be sure that you select the most appropriate model.
when it come to volume production,we're a major player as well .each month,we rurn out 600000 units,all of which are compliant with the rohs directive.Have any questions or special needed, please contact us, we have the engineer group and best sales department to service to you Looking forward to your inquiry. Welcome to our factory.
6V Dc Vibration Motor,Dc Vibration Motor,6V Dc Micro Vibration Motor,Small Size 6V Dc Vibration Motor
Shenzhen Shunchang Motor Co., LTD. , https://www.scgearmotor.com